Policy Category: Homeownership
Construction Defect Liability in California: How Reform Could Increase Affordable Homeownership Opportunities
This policy brief examines one particular challenge facing new condominium development in California: the state’s construction defect liability laws. Construction…
The First Step Is The Hardest: California’s Sliding Homeownership Ladder
The paper examines the erosion of access to homeownership and the role that rising housing prices play in the ability…
ADUs for All: Breaking Down Barriers to Racial and Economic Equity in Accessory Dwelling Unit Construction
Authors: Julia Greenberg, Research Manager, Center for Community Innovation Hannah Phalen, Graduate Student Researcher, Terner Center for Housing Innovation…
Reducing Bias in Home Appraisals: The Roles for Policy and Technology
An appraisal assigns economic value to a home and is a key part of the process of selling, buying, or…
Community Land Trusts and MH Advantage® – A New Approach to Affordable Homeownership
As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…
Crisis, Response, and Recovery: The Federal Government and the Black/White Homeownership Gap
Author: Carolina K. Reid, Faculty Research Advisor Read the full paper. Read a blog from the author, which offers…
The End of the Mortgage “Dark Age”: Fintech and the Equity Implications of Disruptive Technology in the U.S. Residential Mortgage Market
As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…
Mission Critical: Retooling FHA to Meet America’s Housing Needs
Author: Carol Galante and Nathan A. Shultz Release Date: November 2017 Full Paper Summary…
Too Big to Hide: The Importance of Public Data on the Mortgage Market
Fair lending is the foundation of a thriving economy, both locally and nationally. Access to credit drives home purchases, revitalizes…
Expanding Access to Homeownership through Lease-Purchase
Authors: Carol Galante, Carolina K. Reid, and Rocio Sanchez-Moyano Release Date: January 2017 In 2016, the rate of homeownership in the United States…