Policy Category: Homeownership
Lessons from California’s Statewide Efforts to Affirmatively Further Fair Housing
To counter the impacts of decades of discriminatory housing policies and worsening racial segregation, the State of California established a number of Affirmatively Furthering Fair Housing (AFFH) strategies. Designed to foster racially and economically inclusive, opportunity-rich communities, these efforts were intended to facilitate effective local fair housing planning and enacting statewide policies to promote integrated communities. A new Terner Center policy brief highlights key AFFH strategies, noting areas of progress and where additional efforts are needed. It examines California’s successes and challenges since 2016, offering recommendations for other states working toward fair housing goals.
Pro-Housing Designation Programs: How States are Incentivizing Pro-Housing Reform
In recent years, state governments have taken a more active role in encouraging local policy change to increase housing production…
Construction Defect Liability in California: How Reform Could Increase Affordable Homeownership Opportunities
This policy brief examines one particular challenge facing new condominium development in California: the state’s construction defect liability laws. Construction…
The First Step Is The Hardest: California’s Sliding Homeownership Ladder
The paper examines the erosion of access to homeownership and the role that rising housing prices play in the ability…
ADUs for All: Breaking Down Barriers to Racial and Economic Equity in Accessory Dwelling Unit Construction
Authors: Julia Greenberg, Research Manager, Center for Community Innovation Hannah Phalen, Graduate Student Researcher, Terner Center for Housing Innovation…
ADU Construction Financing: Opportunities to Expand Access for Homeowners
Authors: Richard K. Green, Director and Lusk Chair in Real Estate, USC Lusk Center for Real Estate Ben Metcalf,…
Reducing Bias in Home Appraisals: The Roles for Policy and Technology
An appraisal assigns economic value to a home and is a key part of the process of selling, buying, or…
Community Land Trusts and MH Advantage® – A New Approach to Affordable Homeownership
As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…
Crisis, Response, and Recovery: The Federal Government and the Black/White Homeownership Gap
Author: Carolina K. Reid, Faculty Research Advisor Read the full paper. Read a blog from the author, which offers…
The End of the Mortgage “Dark Age”: Fintech and the Equity Implications of Disruptive Technology in the U.S. Residential Mortgage Market
As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…
