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Policy Category: Homeownership

The First Step Is The Hardest: California’s Sliding Homeownership Ladder

The paper examines the erosion of access to homeownership and the role that rising housing prices play in the ability…

Homeownership

ADUs for All: Breaking Down Barriers to Racial and Economic Equity in Accessory Dwelling Unit Construction

  Authors: Julia Greenberg, Research Manager, Center for Community Innovation Hannah Phalen, Graduate Student Researcher, Terner Center for Housing Innovation…

Homeownership

Reducing Bias in Home Appraisals: The Roles for Policy and Technology

An appraisal assigns economic value to a home and is a key part of the process of selling, buying, or…

Homeownership

Community Land Trusts and MH Advantage® – A New Approach to Affordable Homeownership

As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…

Rendering of comparable home
Homeownership

Crisis, Response, and Recovery: The Federal Government and the Black/White Homeownership Gap

  Author: Carolina K. Reid, Faculty Research Advisor Read the full paper. Read a blog from the author, which offers…

Homeownership

The End of the Mortgage “Dark Age”: Fintech and the Equity Implications of Disruptive Technology in the U.S. Residential Mortgage Market

As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…

house for sale
Homeownership

Mission Critical: Retooling FHA to Meet America’s Housing Needs

Author: Carol Galante and Nathan A. Shultz Release Date: November 2017 Full Paper Summary…

Homeownership

Too Big to Hide: The Importance of Public Data on the Mortgage Market

Fair lending is the foundation of a thriving economy, both locally and nationally. Access to credit drives home purchases, revitalizes…

Homeownership

Expanding Access to Homeownership through Lease-Purchase

Authors: Carol Galante, Carolina K. Reid, and Rocio Sanchez-Moyano Release Date: January 2017 In 2016, the rate of homeownership in the United States…

Homeownership

Federal Housing Administration Delivers Success

Today, the Federal Housing Administration (FHA) delivered its Annual Report to Congress and the report demonstrates that FHA met and…

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Homeownership