Skip to main content

Crisis, Response, and Recovery: The Federal Government and the Black/White Homeownership Gap

 

Author: Carolina K. Reid, Faculty Research Advisor

Read the full paper.

Read a blog from the author, which offers a summary of the research and a commentary on how the findings are relevant to the current COVID-19 pandemic and economic crisis and the role that the Biden-Harris Administration is poised to take in response.

Download the appendix, which presents data relating to the homeownership rates, lending trends, and home price appreciation for Black and White households  during the Great Recession and subsequent recovery for 50 of the largest metropolitan areas in the United States.

Related Articles

ADUs for All: Breaking Down Barriers to Racial and Economic Equity in Accessory Dwelling Unit Construction

  Authors: Julia Greenberg, Research Manager, Center for Community Innovation Hannah Phalen, Graduate Student Researcher, Terner Center for Housing Innovation…

Homeownership

Reducing Bias in Home Appraisals: The Roles for Policy and Technology

An appraisal assigns economic value to a home and is a key part of the process of selling, buying, or…

Homeownership

Community Land Trusts and MH Advantage® – A New Approach to Affordable Homeownership

As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…

Rendering of comparable home
Homeownership

The End of the Mortgage “Dark Age”: Fintech and the Equity Implications of Disruptive Technology in the U.S. Residential Mortgage Market

As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…

house for sale
Homeownership