Policy Tag: Housing Finance
The End of the Mortgage “Dark Age”: Fintech and the Equity Implications of Disruptive Technology in the U.S. Residential Mortgage Market
As part of our commitment to the education and professional development of UC Berkeley students, the Terner Center highlights exceptional…

The Effect of Local Government Policies on Housing Supply
The Effect of Local Government Policies on Housing Supply A Housing Development Dashboard study conducted for the Terner Center for Housing Innovation…

Punitive to Rehabilitative: Strategies for Live-Work Preservation in Oakland
Punitive to Rehabilitative: Strategies for Live-Work Preservation in Oakland Community Development Studio, Spring 2018 Authors: Viktor Bensus, Irene Calimlin, Anna Cash,…

Disruptive Development: Modular Manufacturing in Multifamily Housing
Disruptive Development: Modular Manufacturing in Multifamily Housing A Professional Report submitted in partial satisfaction of the requirements for the degree…

Heartwood Commons: Development Proposal
Heartwood Commons: Development Proposal Bank of America Merrill Lynch Low-Income Housing Challenge 2016 Authors: UC Berkeley, CalBUILD Team: Genise Choy (MCP, 2016), Alexandra…

Perspectives: Practitioners Weigh in on Rising Housing Construction Costs in San Francisco
Authors: Carolina Reid and Hayley Raetz Release Date: January 23, 2018 Full Paper

Assessing the Early Implementation of the Rental Assistance Demonstration Program
Author: Carolina K. Reid Release Date: October 2017 Report Summary of Key Findings In…

Too Big to Hide: The Importance of Public Data on the Mortgage Market
Fair lending is the foundation of a thriving economy, both locally and nationally. Access to credit drives home purchases, revitalizes…

Right Type, Right Place: Assessing the Environmental and Economic Impacts of Infill Residential Development through 2030
Authors: Nathaniel Decker, Carol Galante, Karen Chapple & Amy Martin, Terner Center for Housing…

Expanding Access to Homeownership through Lease-Purchase
Authors: Carol Galante, Carolina K. Reid, and Rocio Sanchez-Moyano Release Date: January 2017 In 2016, the rate of homeownership in the United States…
