Carol Galante is the founder of the Terner Center for Housing Innovation and the founder and Board Chair Emeritus of Terner Labs.

Carol served in the Obama Administration for over five years as the Assistant Secretary for Housing/Federal Housing Commissioner at the U.S. Department of Housing and Urban Development (HUD) and as the Deputy Assistant Secretary for Multifamily Housing programs.

Carol provided key leadership in the housing sector during the recession of 2009, including strengthening the Federal Housing Administration’s infrastructure and policies, while providing access to credit that helped stabilize the housing market. She also developed signature initiatives that provided better opportunities to low-income families, including Choice Neighborhoods and the Rental Assistance Demonstration Program.

Prior to her appointment at HUD, Carol was President and Chief Executive of BRIDGE Housing Corporation, the largest nonprofit developer of affordable, mixed-income, and mixed-use developments in California. Early in her career, Carol also worked for local government in city planning and community economic development.

Carol holds a Master of City Planning from UC Berkeley, and a Bachelor of Arts from Ohio Wesleyan.