The Cost of Fragmentation: A Comparison of State Affordable Housing Finance Governance Systems
To finance and build affordable housing, developers across the United States need to assemble multiple funding sources at the federal, state, and local levels. Public funding sources can be administered by separate agencies or departments, each with its own requirements and timelines. This fragmentation can result in increased development costs, project delays, and added uncertainty for projects—all critical barriers to building affordable housing in high-cost, high-demand housing environments. In a new series of resources, Terner…
Assessing the Cost of Impact Fees on Affordable Housing: An Analysis of Low-Income Housing Tax Credit Projects in California
Building new affordable housing in California has always been complex, but costs have risen significantly in recent years. This Terner…
2026 Federal Housing Policy Preview
Author: David Garcia, Deputy Director of Policy After a surprising year of housing policy bipartisanship, lawmakers in Washington, DC are…
Testimony to the California State Assembly Select Committee on Housing Construction Innovation
On January 14, 2026, Tyler Pullen testified to the California State Assembly Select Committee on Housing Construction Innovation. Testimony by…
Testimony to the Congressional Progressive Caucus
On January 14, 2026, Terner Center Deputy Director of Policy David A. Garcia testified to the Congressional Progressive Caucus. Watch the…
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